Terms of Use

The terms and conditions herein apply to users of  KANGGARU Pty. Ltd. Online Money Transfer Service. Please read these terms and conditions carefully before registering for and using the KANGGARU Pty. Ltd. Online Money Transfer Service.
The words "You" and "Your" refer to any user of the KANGGARU Pty. Ltd. Online Money Transfer Service. The words "We", "Us" and "Our" refer to the KANGGARU Pty. Ltd.

I. General Conditions
By registering and using the KANGGARU Online Money Transfer Service you represent and warrant that:

• You are aware that we provide our web site and money transfer service "as is" without any warranty or condition, express or implied or statutory. We assume no responsibility for the unavailability of our web site for viruses caused by third parties, or for information provided by third parties (including, but not limited, to content contained in e-mails sent through the money transfer service). We shall have no liability in connection with any unauthorized use or interception of data relating to you or the money transfer service.
• You have read, understood and agreed to be bound by all the rules and general terms and conditions governing KANGGARU Pty. Ltd. Online Money Transfer, including without limitation all the following paragraphs, and to pay any fees associated with the use of KANGGARU Pty. Ltd. Online Money Transfer Service.
• You acknowledged that KANGGARU Pty. Ltd. is not a bank or engaged in a banking service, and the service under this Agreement is strictly a foreign currency remittance service.
• KANGGARU Pty. Ltd. is not acting as a trustee, fiduciary, agent or escrow with respect to your funds.

II. Users of Online Money Transfer Service
New user of our online money transfer service must register by clicking the registration link or button and providing the information required. Upon registration, the user may initiate a money transfer transaction. Subsequent use by registered users will only need to fill out the beneficiary or recipient information, the amount to be transferred, destination and delivery options, and payment options.
To initiate a transaction you may avail of either of the following easy options:

1. You may transfer funds online via Internet banking from your account in any of the designated banks (click here to see the designated banks) direct into our account in the same bank.
2. Deposit directly the desired amount in cash* plus the service fees into one of our bank accounts in any branch conveniently located near you (click here to see our depository banks). Ask the teller to enter into their computer the deposit to enable us to confirm your deposit on the same day. The teller will give you a validated pay-in stub/receipt that will serve as your official receipt. When this is done, send us an e-mail indicating the details of the deposit, the name and address of the recipient, the bank and account number of the recipient in the Indonesia, if the money is to be deposited in the recipient's account.
   
   * No deposit in check will be accepted and processed for delivery.

To assure prompt and efficient delivery, you agree to provide accurate and complete information and details of the beneficiary or recipient of the funds.
KANGGARU Pty. Ltd. will deposit the funds direct into the recipient’s bank account in Indonesia. A service fee will be charged the user for the appropriate services that apply for every single transaction entered into by the user.

III. Responsibility

1. You must be at least 18 years old to be eligible to use KANGGARU Pty. Ltd. Money Transfer Service. KANGGARU Pty. Ltd. may refuse or discontinue anyone's participation in the Money Transfer Service at any time, for any reason, in its sole discretion.
2. You agree not to use email addresses of KANGGARU Pty. Ltd. customers to send unsolicited email, or to use unsolicited email, message board postings, or similar methods of mass messaging to gather referral bonuses. KANGGARU Pty. Ltd. will immediately terminate the account of any user who has sent unsolicited email intended for KANGGARU Pty. Ltd. users to gain referrals or for any other purpose.
3. You shall provide true, complete and accurate information about the intended recipients or beneficiaries. If the information is inaccurate in any manner, you agree to hold KANGGARU Pty. Ltd. free and harmless from any delay in delivery, error in delivery or failed delivery.
4. You agree not to use KANGGARU Pty. Ltd. Internet services for other purposes such as, but not limited to, tampering, modifying or corrupting the security of KANGGARU Pty. Ltd. Internet service. Users will indemnify and hold KANGGARU Pty. Ltd., its officers, directors and employees free and harmless from any claim or demand whatsoever

IV. Delivery of Money Transfers
Deposits of funds direct into recipients' bank account anywhere in the Indonesia in the same day after user deposit or transfer of funds into one of KANGGARU Pty. Ltd. bank accounts.

V. Receipts
Each time you send funds through KANGGARU Pty. Ltd. Online Money Transfer Service, a Transaction receipt will be emailed after the completion of the transaction or the next day.

VI. Transaction Date
Any transaction done via KANGGARU Pty. Ltd. Online Money Transfer Service after the daily cut-off-time in Melbourne, Australia, shall be treated as a transaction at next day or such other day as we may at our absolute discretion determine, and will be subject to our usual processing time, as may from time to time be amended. For purposes hereof, the term "business day" shall mean any day in which commercial banks are open for business in Melbourne, Australia.

VII. Illegal Activities
KANGGARU Pty. Ltd. shall have the right to terminate, at its sole discretion, any user's registration, which it believes is transmitting funds illegally or is otherwise being used for illegal money laundering purposes. The right to terminate covers all such money transfer activities which are considered illegal by existing laws or laws hereinafter present in any State of Australia or in the Federal Government of Australia or present in any other country that is served by KANGGARU Pty. Ltd. and its service partners or affiliates. In addition, KANGGARU Pty. Ltd. shall have the right to report such illegal conduct or activity to the appropriate authority of the concerned state or country.

VIII. Limitation of use
Use of KANGGARU Pty. Ltd. Online Money Transfer Service is unauthorized in any jurisdiction that does not give effect to all provisions, terms and conditions set forth herein. You agree that no joint venture, partnership, employment or agency exists between you and us as a result of the use of the Online Money Transfer Service. KANGGARU's performance of transferring funds is subject to existing laws and nothing contained herein is in derogation of its right to comply with governmental, court and law enforcement requests or requirements relating to your use of the service or information provided to or gathered by KANGGARU with respect to such use.

IX. Reservations
KANGGARU Pty Ltd is not responsible for delay in delivery of funds due to incorrect information submitted by the sender, or due to the absence of the beneficiary to accept the delivery, or due to accident, flood, or other uncontrollable factors due beyond the control of KANGGARU Pty Ltd., or due to nature or acts of God.
If user enters a wrong account number and the funds are deposited to said account, which belongs to another person, KANGGARU Pty. Ltd. shall not be responsible for the loss due to the wrong information that user entered.
Once a remittance is made, such remittance becomes final and irrevocable. However, if the remittance cannot be delivered to the beneficiary or alternate receiver due to incorrect information, we will refund to you the amount to be remitted minus the service fees, which is non-refundable.
KANGGARU Pty. Ltd. shall not be responsible for unauthorized access to or alteration of your transmissions or data, any data or material sent or received or not sent or received, or any transaction entered into through the Money Transfer Service.
We are not a party to, and disclaim all responsibility for, the underlying transaction for which a transfer of funds is made or requested through our money transfer service. We disclaim all warranties of any kind, express or implied, arising out of or related to the money transfer service or any product or services obtained using a transfer of funds through the money transfer service, including without limitation, any warranty of quality, suitability, merchantability, fitness for a particular purpose, accuracy of information or otherwise, and any warranty with respect to the absence of patent, copyright or trademark infringement or the like.
In no event shall we be liable for lost profits or any indirect, incidental, special, punitive or consequential damages arising out of or in connection with the use or performance of the service or related web sites, with the delay or inability to use the service or related web sites, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the service, or otherwise arising out of the use of the service, whether based on contract, tort, negligence, strict liability or otherwise, even if we have been advised of the possibility of such damages, and notwithstanding the failure of essential purpose of any remedy. If you are not satisfied with any portion of the service, or with any of the terms of its use, your sole and exclusive remedy is to discontinue using the service and its related web sites.
Subject to the provisions herein, if we are found liable for any act or omission whatsoever, our liability shall be limited to the amount of the relevant transaction or your actual damages whichever is less. We shall not be liable to you for any indirect, special or consequential loss or damages arising in any way out of the use of KANGGARU Pty. Ltd. Online Money Transfer.

X. Applicable law and venue
The laws of the State of Victoria, Australia, shall govern this agreement whether or not you live in Victoria. You agree that jurisdiction over and venue of any suit arising out of or relating to this agreement shall be exclusively located in the City of Melbourne, Australia